Endorsed Local Provider

Being an ELP (Endorsed Local Provider) isn’t easy; it’s hard work because ELP’s are held to a higher standard of excellence. When you work with a Dave Ramsey ELP, you can be confident that you’re getting the same type of advice that Dave himself would give.


And once earned, ELPs are held to a higher standard of excellence in order to maintain the endorsement. Dave Ramsey has a 50-person team that works with ELP’s make sure your ELP provides the same advice Dave would give. His team also makes sure that every ELP is someone you feel comfortable talking to and is a person you can trust. The team’s performance at Heaton Bennett Insurance is evaluated every month by Dave’s team to be sure they are the best for you.


Dave’s team makes sure each of our ELPs truly has the “heart of a teacher,” so you can trust your ELP to provide top-notch insurance advice. ELPs take pride in the fact that they treat each Dave fan like a friend.


It’s simple! Choice, ethics, and professionalism. A shocking number of people in our country grossly overpay for car insurance, home insurance, and many other types of insurance without even realizing it. A Dave Ramsey ELP like us works for you, not the insurance company. Heaton Bennett Insurance is not limited to a single insurance company’s products or plans. We search for dozens of insurance products and tools from many reputable insurance companies. And best of all, it’s absolutely free to work with a Dave Ramsey ELP insurance professional!

Learn More About Dave Ramsey

Dave Ramsey

America’s most trusted voice on money and business, Dave Ramsey is a personal money management expert and popular national radio personality. His three New York Times best-selling books (Financial Peace, More Than Enough, and The Total Money Makeover) have sold more than 6 million copies combined. Dave’s latest book is called EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches.

Dave’s nationally syndicated radio program, The Dave Ramsey Show, is heard by 4.5 million listeners each week on more than 500 radio stations throughout the United States. In 2009, he was honored with the National Association of Broadcaster’s Marconi Award.

Dave Ramsey earned his B.S. degree in Finance and Real Estate from the University of Tennessee. Follow Dave on Twitter at @DaveRamsey.

ELP Vetted ELP 5 star

Client Reviews

5 Start

"They are very helpful and responsive. We have been with them for over 3 years."

Donna N.

5 Start

"Great Service! Professional, responsive and great pricing."

Kinereth P.

5 Start

"Heaton Bennett is the best. I'm very glad that I found them and will continue to choose them to provide for my insurance needs. Thank you very much."

Rusty B.

5 Start

"Super easy to work with!"

Amy A.