Auto Insurance Overview

Based in Austin, TX, Heaton Bennett Insurance serves the local community with reliable coverage. We strive to make sure that our clients receive the personal coverage they need. We have working partnerships with different carriers throughout Texas and take pride in serving the local community as an independent insurance agency.

Auto Insurance Overview

Auto insurance helps keep you safe on the road. The policy covers you in multiple ways. The foundation of your policy is either comprehensive or collision coverage. Collision covers any damages to your vehicle as a result of an accident. Comprehensive coverage helps protect your vehicle if it is stolen or damaged by something other than a collision. You are protected if a natural disaster causes damage to your vehicle or if damages arise due to the severe weather that is a common occurrence in Austin, TX.

Consider the benefits of liability protection, as that is another big part of your policy. You are protected if you are held responsible for the damages resulting from an accident. Liability coverage helps you manage potential litigation regarding the other driver’s injuries. You are protected if a passenger in your vehicle is injured. The policy covers property damage as well.

You can amend your policy to add uninsured motorist coverage so that you will be covered if your vehicle is damaged by someone who does not have insurance. You can also amend your policy to cover you in emergencies. If you are traveling somewhere and your engine breaks down, you’ll need urgent attention. Roadside assistance can provide towing services. They can also help change a flat tire or jumpstart your battery.

Heaton Bennett Insurance Will Help You Stay Safe On The Road

Visit our website to learn more information about auto insurance.

Should I get a home insurance policy in Texas?

For people all over the Austin, TX area, you must consider all of your housing options. One form of housing to consider is purchasing your own home. If you are a soon-to-be property owner here, it is important to protect the asset with insurance. There are several reasons that you should acquire a home insurance policy. 

Insurance Offers Valuable Coverage

A primary reason that you should get home insurance coverage is that it can offer you important protections. When you get home insurance, it will include coverage to protect your dwelling and all assets you store under your roof. At the same time, it will include a provision for liability insurance coverage. If there is ever an accident, fire, or other challenging situation, the policy will give you the coverage you need.

Insurance is a Lender Requirement

Most of the time, when someone buys a home in Texas, they will end up taking out a mortgage. Anyone that has a mortgage against their property will have specific insurance requirements that need to be met. Your mortgage lender will require that you maintain coverage and escrow for it every month going forward in many cases. 

When you are in the Austin, TX area, it is important that you get proper support as you are picking a home insurance policy. The team at Heaton Bennett Insurance can help anyone in this area build and pick an ideal policy for their situation. When you work with Heaton Bennett Insurance, you can receive a lot of advice that will be curtailed based on your individual needs when it comes to insuring your home. Contact our office for more information.