Potential Home Insurance Exclusions

Heaton Bennett Insurance serves the Austin, TX community. We proudly serve as an independent agency. We work closely with multiple carriers across the South. Providing excellent customer service and maintaining a high standard of excellence is a core part of our foundation. We strive to treat our clients with respect as we help them find the coverage they need. We offer custom policies that adapt to the unique needs of our clients.

Potential Home Insurance Exclusions

Your Austin, TX home is one of your most prized possessions. Home insurance helps you cover it if an issue arises. Your home is covered if there is damage to the internal and outer structure. The policy also covers any damage to your personal items inside the home. You are also covered if you are a victim of theft. Liability coverage protects you if you accidentally damage your neighbor’s property while doing some landscaping, or if a guest is injured on your property. As you look over your policy, learn about these common home insurance exclusions.

Poor Maintenance

You have to take care of your home. Neglecting your home can cause your roof to erode, mold to develop, and the emergence of mice and other pests. Home insurance does not cover any damage caused by poor maintenance.

Power Failure

Power outages can be annoying and frustrating. However, any damage to your home due to power outages is not covered through your home insurance.

Intentional Damage

Any intentional damage to your home is not covered by your policy. Having a bad day and punching a wall is not covered.

Sewer Damage

If your home is damaged due to the sewer backing up, you are not covered unless you amend your policy.

Heaton Bennett Insurance Will Help You Cover Your Assets

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